Why Choose Commercial Mortgage?
A commercial loan is a financing solution designed specifically to support businesses in meeting their larger financial needs, such as purchasing property, funding expansion or investing in major assets. Unlike personal loans, commercial loans are structured to suit the scale and complexity of business operations, often offering flexible repayment terms and competitive rates. They provide companies with the capital required to grow, innovate, and remain resilient in a competitive marketplace. At WealthMax Financial Advisers, we guide businesses through the process of securing the right commercial loan, ensuring they have the financial foundation to achieve their goals.
What we Offer?
Commercial mortgages provide businesses with long-term, structured financing to purchase, refinance or develop commercial properties with stability and growth in mind.
Owner Occupied
In this scenario, the borrower is the occupier of the property and undertakes their business operations from the said premises.
Investment
The borrower in this situation seeks a mortgage for a commercial premises which is then let out to a new or existing business where they are tenants and the borrower operates as a landlord with a lease in place.
Propco/Opco
This is a very popular structure referred to as Property Company Operating Company, where the property asset is separated from the business and the operating company running the business become the tenant of the company which owns the asset ie. the property.
Semi Commercial
In this scenario, the borrower is the occupier of the property and undertakes their business operations from the said premises.
What are Benefits of Commercial Mortgage?
Empower your business with tailored funding solutions that support growth, stability and long-term success
Access to Larger Loan Amounts
Secure higher funding compared to standard business loans, ideal for property purchases or expansions .
Long-Term Stability
Benefit from fixed or variable repayment options, providing predictable financial planning.
Business Growth Opportunity
Leverage property ownership to expand operations and strengthen your business presence.
Potential Investment Returns
Property can appreciate over time, offering both equity growth and rental income opportunities .
FAQs
Looking for Commercial Mortgage?
Wealthmax Financial Advisers is here to help! Our advisers are experienced in commercial mortgages and can guide you to secure the right property financing. Contact us today to find the ideal solution for your business property needs